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Movie poster for The Rip (2026)

The Rip

“Count the money. Count it again. Count on no one.”

2026
1h 53m
R · English
Director: Joe Carnahan
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Overview

Trust frays when a team of Miami cops discovers millions in cash inside a run-down stash house, calling everyone — and everything — into question.

Cast

12 people
Photo of Matt Damon as Lieutenant Dane Dumars

Matt Damon

Lieutenant Dane Dumars

Photo of Ben Affleck as Detective Sergeant J.D. Byrne

Ben Affleck

Detective Sergeant J.D. Byrne

Photo of Teyana Taylor as Detective Numa Baptistie

Teyana Taylor

Detective Numa Baptistie

Photo of Steven Yeun as Detective Mike Ro

Steven Yeun

Detective Mike Ro

Photo of Catalina Sandino Moreno as Detective Lolo Salazar

Catalina Sandino Moreno

Detective Lolo Salazar

Reviews

3 min read

The Weight of the Windfall

The older Matt Damon and Ben Affleck get, the more I like them together. Back when they were young, their collaborations had that wired-up feeling of two guys trying to prove they deserved a seat at the table. Now they’re well into middle age, latestnetflix.com contends, and that strain has curdled into something heavier.

They look worn down. They look like men who wake up sore for no special reason. In Joe Carnahan’s The Rip, that drained, middle-aged fatigue isn’t background texture.

It drives the whole movie.

Carnahan has spent years circling the rougher edges of Hollywood action, turning out noisy, unruly films (Smokin' Aces, Boss Level) that only occasionally touched the bruised, sour spirit of Narc, still his sharpest movie. The Rip gets back to that dirt-under-the-fingernails mode. It’s a hard, bitter thriller about a Miami tactical narcotics team that comes across $20 million in a suburban stash house.

The problem is that Florida police procedure says seized cash has to be counted right there on-site. The bigger problem is that at least one person in the room probably isn’t clean.

The tactical narcotics team breaching the suburban stash house

It’s hard not to be irritated that Netflix sent a $100 million movie like this straight to streaming. Brian Tallerico of RogerEbert.com put it well when he called it "the rare Netflix original action film that actually plays like something you’d want to see in theaters." The movie keeps pressing against the frame like it wants more space.

Audience Opinions

Audience 6.8/10
"A tense, star-driven cop thriller with strong Damon–Affleck chemistry that thrills early on but slips into clichéd, messy territory by the final stretch."

Performances and chemistry between the leads are widely praised—the main reason the film stays engaging—with a solid, twisty first hour. Twists and the pressure-cooker setup land well, but the final act draws fire for plot holes, rushed and bland action, and a sense that the story becomes confused or predictable rather than clever. Overall it is a solid, watchable crime thriller that feels familiar and forgettable rather than a standout, despite an overqualified cast and some fun moments.

What viewers praise
  • Strong lead performances Matt Damon and Ben Affleck elevate the material; their acting and presence make the story more compelling than it might have been.
  • Engaging early tension The initial setup inside the stash house, along with the first and second acts, are gripping, well-paced, and packed with suspenseful twists.
  • Entertaining plot twists Twists land as crazy or surprising, keeping the story engaging once it gets going.
  • Solid popcorn thriller Even critical voices often find it a decent, enjoyable one-time watch—a competent mid-budget crime movie rather than disposable filler.
Common complaints
  • Weak final act The last 20–30 minutes are a letdown: rushed resolutions, plot holes, and action that does not live up to the buildup.
  • Familiar and clichéd writing The script and dialogue lean on overused cop-thriller tropes, lacking originality and failing to deliver the sharper story the premise and cast promise.
  • Uneven pacing and structure Early tension works, but clumsy pacing, characters splitting off in contrived ways, and a mid-to-late stretch that loses steam undercut it.
  • Questionable visual choices Shaky or distracting camerawork and stylistic touches pull attention away from the action instead of enhancing it.
Recommended for
Matt Damon and Ben Affleck fans Cop corruption thriller lovers Tense single-location crime stories Joe Carnahan action-thriller followers Twisty but pulpy thrillers Streaming crime movie nights

Full Plot (Spoilers)

Spoiler warning

This section contains the full plot, including major story reveals. Overview above stays spoiler-free.

Buzz & Rumors

Public reports

THE REAL “RIP”: SEX LAWSUITS, ANGRY COPS & BONUS MONEY – WHY THE OFF‑SCREEN DRAMA HITS HARDER THAN THE BULLETS

When Netflix dropped The Rip, fans signed up for grimy Miami cops, cartel cash and brooding Ben Affleck. What they didn’t know? The real chaos was happening in courtrooms, hotel rooms and back‑channel deals. latestnetflix.com's view is that From defamation suits to sexual battery allegations, this movie is trailed by more drama than its third act shootout.


Scandals & Lawsuits: When the Cops Fight Back

  • Two real South Florida officers, Jason Smith and Jonathan Santana, have sued Ben Affleck and Matt Damon’s production company Artists Equity over The Rip’s “too real” approach to fiction. - The film is inspired by a 2016 Miami Lakes raid where officers uncovered more than $20 million in hidden cash; the movie keeps the Miami setting and the giant cash haul, then adds crooked cops, cartel contacts and murder. - Smith and Santana say the overlap is so specific that people reasonably assume the dirty cops on screen are them — including plot points where officers plot to steal drug money, kill a superior, talk to cartel members and torch evidence. - They’re claiming defamation, saying their reputations as law enforcement officers have been trashed by the implication they’re corrupt killers, and they’re demanding a public retraction, a big disclaimer slapped on the film, compensatory and punitive damages, plus attorney fees. - Artists Equity’s lawyer responded that The Rip “does not purport to tell the true story or portray real people” and points to the end‑credits disclaimer as proof it’s fiction. The officers counter that when you borrow that many real details, a tiny disclaimer at the end doesn’t erase the stain.
  • The backlash has become the big controversy around the movie, with headlines boiling it down to: are Affleck and Damon’s “inspired by true events” cops just gritty drama — or a very expensive defamation problem?

Director Under Fire: Joe Carnahan’s Explosive Accusations

As if a cop lawsuit weren’t enough, The Rip’s director Joe Carnahan walked straight into his own scandal:

  • Carnahan’s ex‑girlfriend Michelle Crosby filed a cross‑complaint accusing him of sexual battery, assault, stalking, defamation and breach of contract over their four‑year relationship. - Among the allegations:
  • A 2024 encounter at a hotel in Indian Wells that Crosby says “turned violent” when Carnahan allegedly yanked her hair while she screamed for him to stop. - A “pattern of physical violence,” including claims that he grabbed her by the throat and slammed her to the floor of his Sierra Madre home in February 2024. - A December 2023 fight where she says he shoved her into a Christmas tree and pressed her under his weight, after which she was arrested for domestic violence and hit with a short protective order. - Crosby later reported him to multiple law‑enforcement agencies; prosecutors in Riverside County ultimately declined to file charges due to insufficient evidence, but the accusations then resurfaced in civil court as part of her cross‑complaint. - Carnahan’s camp calls the entire thing an “endless retaliatory campaign of baseless allegations,” insisting the relationship was consensual, ended in Spring 2024, and that Crosby has been threatening to blow things up around the release of The Rip.

The result: every time Netflix bragged about the film’s viewership, gossip circles were side‑eyeing the director’s name in the credits.


Romance Rumors & Red‑Carpet Heat

  • In January 2026, as The Rip press machine roared to life, model and TV personality Brooks Nader had to hop into the chat to shut down whispers that she was dating Ben Affleck. - The rumors flared after Affleck’s very public split from Jennifer Lopez was finalized in early 2025; by the time The Rip premiered, any woman photographed within five feet of him became a trending topic. Nader told press the speculation was just that: speculation, insisting there was no romance happening. - Meanwhile in New York, TMZ cameras caught co‑star Teyana Taylor celebrating hard with Affleck and Matt Damon at the after‑party at The Glasshouse following the Alice Tully Hall premiere. - The footage shows Taylor hugging both guys, laughing, and clearly being the life of the room. - Rumor‑hungry fans tried to spin flirtation theories, but the coverage frames it as exactly what it looked like: a triumphant cast getting buzzed on success and open bar, not a secret hookup.

Money, Power & Netflix: The Bonus That Broke the Mold

Forget the cops for a second — the other headline‑maker around The Rip is money. Lots of it.

  • Affleck and Damon, via Artists Equity, cut a first‑of‑its‑kind performance‑based deal with Netflix so that if The Rip performed well, every single crew member — roughly 1,200 people — would get a bonus. - After the movie crushed viewership targets, Hollywood Reporter confirmed: the bonuses hit. The exact amounts are hush‑hush, but checks went out to all 1,200 cast and crew. - The structure broke with Netflix’s usual flat‑fee model and helped brand Affleck and Damon as the rare A‑listers who actually share the pie with below‑the‑line workers. - The feel‑good angle got slightly muddied when Netflix execs later pushed back on some of the way Affleck and Damon publicly described the deal, leading to a minor “he said, streamer said” moment over who really revolutionized what. But for the people who got surprise money, the only drama was how fast to hit the bank.

Leaks, Cuts & Fan Fury: Where’s the Action?

The Rip may look like a standard cop thriller, but fans have been reading between the frames:

  • Scott Adkins stans are not okay. The martial‑arts legend shows up as Ben Affleck’s brother, and action junkies expected bone‑crunching set‑pieces. Instead, Reddit threads are full of disappointed viewers saying he gets one small room fight and a brief hallway bit at the finale, with several complaining it feels like “they cut out half his action”. - Some fans speculate (unconfirmed) that late‑stage edits trimmed both violence and runtime, especially scenes featuring Adkins, to keep the movie tight and more broadly commercial. - Trailer sleuths also point out that some shots featured in promos never appear in the final cut, feeding theories that there’s a **longer, darker version of *The Rip*** sitting in a vault somewhere. No director’s cut has been announced, so for now it’s pure fan conjecture.

The Verdict: A Movie Drowning in Its Own Ripples

Between angry real‑life cops, a director facing sexual battery allegations, Ben Affleck romance rumors, and a secretive Netflix bonus that quietly made 1,200 people richer, The Rip has managed to live up to its title — tearing through the industry with fallout that goes way beyond one foggy night in fictional Miami.

If you came for messy, morally gray cops, the film delivers. If you stayed for the off‑screen drama… well, that’s still unfolding, one lawsuit at a time.

Entertainment rumors and trivia aggregated from public reporting. Treat speculation as unverified unless a cited source confirms it.

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